Legal

Terms of Service

Effective date: October 24, 2026

1. Agreement

These Terms govern your use of keeptalkingclub.surf and the Keep Talking Club service provided by Keep Talking Club LLC. By using them, you accept these Terms and our Privacy Policy. If you do not agree, do not use the service.

2. The service

Keep Talking Club is a free reminder service for the validity of prepaid mobile and data plans. Reminders are informational and depend on the details you enter. Keep Talking Club does not make payments, recharge lines, cancel subscriptions, or act on any third-party account for you.

3. It’s free

Keep Talking Club is provided free of charge. We do not take payments and will never request card details. Any optional paid feature introduced in the future would be clearly disclosed and require your separate, express agreement.

4. Eligibility

You must be at least 18 years old and a resident of the United States to use Keep Talking Club.

5. Access and your information

After you submit the form, we text a personal link to your number. Keep it private and make sure the details you enter are accurate — reminders are only as correct as the information provided.

6. Acceptable use

Do not misuse the service, attempt unauthorized access, disrupt it, or use it for any unlawful purpose.

7. Intellectual property

The Keep Talking Club name, logo, website, and software belong to Keep Talking Club LLC and may not be reused without written permission.

8. Independence

Keep Talking Club is independent and is not affiliated with, endorsed by, or sponsored by any telecommunications carrier, bank, streaming platform, or other provider. Third-party names you enter remain the property of their owners.

9. Disclaimer of warranties

The service is provided "as is" and "as available," without warranties of any kind, to the fullest extent permitted by law. Network or device issues can delay reminders, and delivery of every reminder cannot be guaranteed. Always confirm dates and terms with your provider.

10. Limitation of liability

To the maximum extent permitted by law, Keep Talking Club LLC is not liable for indirect, incidental, special, or consequential damages, including charges or service interruptions caused by third parties. Our total liability will not exceed one hundred US dollars ($100).

11. Dispute resolution; arbitration

Most concerns can be resolved by emailing us first. Any dispute that cannot be resolved informally will be settled by binding individual arbitration administered under the rules of a recognized US arbitration provider, on an individual basis. You and Keep Talking Club LLC waive the right to a jury trial and to participate in a class action. You may opt out of this arbitration agreement within 30 days of first use by emailing info@keeptalkingclub.surf. This section does not prevent either party from seeking relief in small-claims court.

12. Governing law

These Terms are governed by the laws of the State of Florida and applicable US federal law, without regard to conflict-of-laws rules.

13. Termination and contact

You may stop using the service at any time and ask us to delete your data. We may suspend access that violates these Terms. Contact Keep Talking Club LLC, 17425 Bridge Hill Court, Suite 100, Tampa, FL 33647, info@keeptalkingclub.surf.